Your money should be safe, earn high interest and be there when you need it. Now you can have the security about it you need an account that offers both high rates and ready access to your funds. SDBL is committed to provide the services you deserve to manage your money along with the exceptional personal service you deserve. SDBL offers trust, security and a new way of growing your money with better returns and better service. Thus SDBL proudly offers various deposit schemes suitable for various levels of income groups.
  

Fixed Deposit

Under this deposit scheme we deposit on term basis from 3 months to 5 years with interest posting frequency by quarterly, yearly and on maturity. This deposit should be above 5000.00 The scheme is suitable for those depositors whose money is idle for some fixed term. We transfer the matured interest to its nominee saving account if the nominee saving account is opened with fixed deposit on Quarterly and yearly interest posting frequency schemes. We do have personal accidental insurance policy for the depositors who deposit above 100,000.00 for more than a year.

Saving Deposit

You have your own special reasons to save for the future and we would like to help you keep those savings secure. SDBL offers a range of saving account options with a variety of features.

Saving (Daily Balance)

• The minimum balance of the account is Rs.5,000.00
• The interest is calculated on each days closing balance
• The interest is capitalized on quarterly basis
• Unlimited withdrawn facility

Saving (Monthly Minimum Balance)

• The minimum balance of the account is Rs. 2,000.00
• The interest is calculated on monthly minimum balance
• The interest is capitalized on Quarterly basis
• Rs. 200,000.00 withdrawn limit per day

Siddhartha General Saving

• The minimum balance of the account is Rs. 5,000.00
• The interest is calculated on monthly minimum balance
• The interest is capitalized on Quarterly basis
• Unlimited withdrawn facility

Recurring Deposit

Small saving every week and big returns over the time. The only deposit scheme that allows you to save without feeling the burden is the recurring deposit of SDBL. This deposit could be started with minimum amount of Rs, 500.00 equal installment of weekly deposit. This scheme includes personal accidental insurance facilities.

Education Deposit

The scheme provides security for the student during their education. One can deposit either Rs. 1,35,000.00 at a time or Rs. 3,750.00 per month for continuous 30 months to participate in this scheme. Once the deposit reaches 30 months or second month of 1,35,000.00 depositors is paid Rs. 1,200.00 each month till 10 years. The above said amount is the minimum amount to open the account whereas the customer interested to deposit more can deposit amount divisible by either Rs. 1,35,000.00 or Rs. 3,750.00

Retirement Fund Deposit

We are operating recognized retirement fund from the HMG Internal Revenue Department named "Siddhartha Retirement Fund". Under this scheme we deposit provident fund of various organization like schools, institutions and companies.

Welfare Fund (Acckhya Kosh)

Any social institutions to get alternative achievement of collected social welfare fund can deposit in this scheme. The interest rate of this scheme is high rather than other scheme.